Staking Rewards Calculator

Estimate staking earnings for ETH, SOL, ADA, DOT and more

Select Cryptocurrency

Lock period: 2-day epochs

Staking Amount

Staking Parameters

Typical range: 6% - 8%

Staking Rewards Estimate

Initial Stake

100 SOL

$10,000.00

Rewards Earned

+7.229 SOL

+$722.90

Total After 12mo

107.229 SOL

$10,722.90

Monthly Rewards

+0.6024 SOL

+$60.24/mo

Annual Percentage Yield (APY)

7%

Effective APY (with monthly compounding)

7.23%

Staking APY Comparison

CryptocurrencySymbolAPY RangeLock Period
EthereumETH3% - 5%Variable (exit queue)
SolanaSOL6% - 8%2-day epochs
CardanoADA2.5% - 5%No lock (delegated)
PolkadotDOT10% - 14%28 days unbonding
AvalancheAVAX7% - 9%14 days minimum
CosmosATOM15% - 20%21 days unbonding
NEAR ProtocolNEAR8% - 11%36-48 hours
PolygonMATIC4% - 6%2-4 days
Disclaimer: Staking rewards are estimates and actual returns may vary based on network conditions, validator performance, and protocol changes. APY rates fluctuate and are not guaranteed. Staking involves risks including slashing penalties and token price volatility. This is not financial advice.

How to Use the Staking Rewards Calculator

Select Your Cryptocurrency

Choose the cryptocurrency you want to stake from the dropdown menu. Popular options include Ethereum (ETH), Solana (SOL), Cardano (ADA), Polkadot (DOT), and Cosmos (ATOM).

Enter Your Staking Amount

Input the number of tokens you plan to stake and the current market price. This determines your initial investment value for calculating potential returns.

Configure APY and Compounding

Enter the expected Annual Percentage Yield (APY) and select your compounding frequency (daily, weekly, monthly, or yearly). More frequent compounding yields slightly higher returns.

Review Your Projected Rewards

View your estimated rewards over different time periods (monthly, yearly, 5-year). See both token rewards and USD value projections to plan your staking strategy.

Pro tip: Your data is processed entirely in your browser. Nothing is sent to any server, ensuring complete privacy.

Understanding Crypto Staking

Cryptocurrency staking allows you to earn passive income by participating in blockchain network validation. By locking your tokens, you help secure the network and receive rewards in return, similar to earning interest on a savings account.

How Staking Rewards Work

Proof-of-stake (PoS) blockchains require validators to lock tokens as collateral. In return, validators receive a portion of transaction fees and newly minted tokens. As a delegator, you can stake your tokens with a validator and share in the rewards.

  • Base rewards: Fixed percentage based on network inflation
  • Transaction fees: Share of fees from processed transactions
  • MEV rewards: Additional income from transaction ordering (on some networks)

Popular Staking Cryptocurrencies

Ethereum (ETH): 3-5% APY. Requires 32 ETH for solo staking or any amount for liquid staking. Exit queue for withdrawals.

Solana (SOL): 6-8% APY. Delegate to validators with 2-day epoch cycles. No minimum stake. Fast and low cost.

Cardano (ADA): 4-5% APY. Delegate to stake pools while retaining custody. No lock-up period required.

Polkadot (DOT): 10-14% APY. Higher rewards but 28-day unbonding period. Minimum 10 DOT for native staking.

Cosmos (ATOM): 15-20% APY. Higher inflation rate creates higher rewards. 21-day unbonding period.

Staking Risks to Consider

  • Slashing: Validators who misbehave can have tokens slashed
  • Lock-up periods: Cannot sell during market downturns
  • Price volatility: Token value may decrease more than rewards earned
  • Validator risk: Poor validator performance reduces rewards
  • Smart contract risk: Bugs in liquid staking protocols

Compound Staking Explained

Compounding your staking rewards means reinvesting earned tokens to stake more. This creates exponential growth over time. The more frequently you compound, the higher your effective APY becomes.

For example, 7% APY compounded monthly gives you approximately 7.23% effective APY, while compounded daily gives about 7.25% effective APY.

Frequently Asked Questions

What is crypto staking?

Crypto staking is locking your cryptocurrency to help validate blockchain transactions on proof-of-stake networks. You earn rewards (typically 3-15% APY) similar to interest on savings.

Which crypto has the highest staking rewards?

As of 2025, Cosmos (ATOM) offers 15-20% APY, Polkadot (DOT) offers 10-14%, and Solana (SOL) offers 6-8%. Higher APY often comes with longer lock periods or higher risk.

Is staking crypto safe?

Staking has risks including slashing, lock-up periods, and smart contract vulnerabilities. However, staking on major networks with reputable validators is generally considered low-risk for long-term holders.

How are staking rewards calculated?

Rewards are calculated as Annual Percentage Yield (APY). With compounding, use: Final = Principal × (1 + APY/n)^(n×t), where n is compounding frequency and t is time in years.